Privacy Policy

Your privacy is critically important to us. This Privacy Policy describes how AssetFusionX ("we," "our," or "us") collects, uses, processes, and discloses your information in connection with your access to and use of our website, mobile applications, and other services (collectively, the "Services"). By using our Services, you agree to the collection and use of information in accordance with this policy.

We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this Privacy Policy, or our practices with regard to your personal information, please contact us at the details provided at the end of this document.

1. Information We Collect

We collect various types of information to provide and improve our Services to you.

1.1. Personal Information You Provide to Us

When you register for an account, use our Services, or interact with us, you may provide us with personal information, including but not limited to:

• Contact Information: Name, email address, phone number, physical address.
• Identity Information: Date of birth, gender, nationality, government-issued identification (e.g., passport, national ID, driver's license) for identity verification (KYC) purposes.
• Account Credentials: Usernames, passwords, and security questions.
• Financial Information: Bank account details, payment card information, transaction history, investment preferences, and financial goals.
• Correspondence: Any information you provide when you communicate with our customer support, send us emails, or participate in surveys.
• Demographic Information: Such as your profession, employment status, education level, or income range, which you may choose to provide.

1.2. Information We Collect Automatically

When you access or use our Services, we may automatically collect certain information about your device and usage patterns, including:

• Usage Data: Information about how you access and use the Services, such as pages viewed, features used, time spent on the Services, and referring URLs.
• Device Information: IP address, browser type, operating system, unique device identifiers, mobile network information, and other diagnostic data.
• Location Information: Depending on your device settings, we may collect precise or approximate location information from your mobile device.
• Cookies and Tracking Technologies: We use cookies and similar tracking technologies (like web beacons and pixels) to track activity on our Services and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Services.

1.3. Information from Third Parties

We may receive information about you from third parties, such as our service providers for identity verification, financial institutions, or marketing partners, to supplement the information we collect directly. This information helps us to verify your identity, prevent fraud, and provide you with more relevant services.

2. How We Use Your Information

We use the information we collect for various purposes, including:

• To Provide and Maintain Our Services: Including managing your account, processing transactions, and providing access to investment features and educational content.
• To Improve and Personalize Services: Analyzing usage patterns to understand how our Services are used, troubleshoot issues, and enhance user experience, product features, and offerings.
• To Communicate with You: Sending you service-related announcements, updates, security alerts, and support messages. Responding to your inquiries and providing customer support.
• For Security and Fraud Prevention: Detecting, preventing, and addressing fraud, unauthorized access, or other illegal activities. Protecting the security and integrity of our Services and your data.
• For Marketing and Promotional Purposes: Sending you information about products, services, and promotions that may be of interest to you, with your consent where required. You can opt out of marketing communications at any time.
• To Comply with Legal Obligations: Fulfilling our regulatory and legal requirements, such as KYC/AML (Know Your Customer/Anti-Money Laundering) checks, reporting to authorities, and responding to legal requests.
• For Research and Development: Analyzing data to develop new products, services, and features.

3. How We Share Your Information

We may share your information with third parties in the following situations:

• With Service Providers: We engage trusted third-party companies and individuals to perform services on our behalf (e.g., payment processing, identity verification, data analytics, cloud hosting, customer support, marketing, and legal services). These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
• For Business Transfers: If AssetFusionX is involved in a merger, acquisition, asset sale, or bankruptcy, your personal information may be transferred as a business asset. We will provide notice before your personal information is transferred and becomes subject to a different Privacy Policy.
• With Affiliates: We may share your information with our current or future affiliates, subsidiaries, and parent companies for purposes consistent with this Privacy Policy.
• For Legal Requirements and Protection: We may disclose your information if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation; (ii) protect and defend the rights or property of AssetFusionX; (iii) prevent or investigate possible wrongdoing in connection with the Services; (iv) protect the personal safety of users of the Services or the public; or (v) protect against legal liability.
• With Your Consent: We may share your information with third parties when we have your explicit consent to do so.

4. Data Security

The security of your data is paramount to us. We implement a variety of security measures, including encryption, firewalls, and secure socket layer (SSL) technology, to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law (such as for tax, accounting, or other legal requirements). When we no longer have an ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

6. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information:

• Access and Correction: You may have the right to access and update inaccuracies in your personal information. You can usually do this through your account settings or by contacting us directly.
• Deletion: You may request the deletion of your personal information, subject to certain legal obligations or legitimate business interests that require us to retain it.
• Objection to Processing: You may have the right to object to the processing of your personal information for certain purposes, such as direct marketing.
• Data Portability: You may have the right to request a copy of your personal information in a structured, commonly used, and machine-readable format.
• Withdraw Consent: Where we rely on your consent to process your personal information, you have the right to withdraw that consent at any time. This will not affect the lawfulness of processing based on consent before its withdrawal.
• Complaints: You have the right to lodge a complaint with your local data protection authority (e.g., in Nigeria, the National Information Technology Development Agency (NITDA) or its designated body) if you have concerns about our data handling practices.

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below. We will respond to your request in accordance with applicable laws.

7. International Data Transfers

Your information, including personal data, may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. If you are located outside Nigeria and choose to provide information to us, please note that we transfer the data, including Personal Data, to Nigeria and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

AssetFusionX will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

8. Children's Privacy

Our Services are not intended for use by individuals under the age of 18 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from children without verification of parental consent, we take steps to remove that information from our servers.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. We will also inform you via email and/or a prominent notice on our Services, prior to the change becoming effective, and update the "effective date" at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: andienathie@gmail.com